For the first time, the state-owned Sonali Bank has seen income from loan interest. Sonali Bank's income from net interest margin or interest is Tk 450 crore. Also, the operating profit of the bank has also increased in the last six months.
The deposit and loan rate or AD ratio of the bank has increased. Although these things are positive, the analysts are urging to maintain them and be more careful in the distribution of loans.
Against the deposits of Tk 1 lakh 43 thousand crores, Sonali Bank has the loan investments of around Tk 91 thousand crores. Accordingly, the AD ratio of the bank has increased.
The defaulted loans have also decreased. Analysts said, on paper these achievements of Sonali Bank are positive.
Sonali Bank is an exception, although the credit flow of the state-owned banks decreased during the economic crisis.